Only a passport of the Russian Federation is required.

Yes, you can. 

Yes, both a loan and an installment plan are possible.

If you take out a loan, interest will be charged on the cost of the product.

With an installment plan, the customer pays only for the purchase; the interest is covered by the store's discount.

The payment schedule is included in the loan documentation signed by the client. The schedule can also be requested via Uralsib Online. 

The payment will not be made, and the loan will become overdue; penalties will start to accrue. 

The bank details for loan repayment are specified in the loan documentation, as well as in «Uralsib Online» in the «Information» section.

All repayment methods are listed in the "Loan Servicing Memo," which is available on the bank's website in the "Tariffs & fees and documents" section.

The account number is specified in the Individual Terms and Conditions of the loan agreement in clause 9.

You can also find the account number in «Uralsib Online» in the "Account details" section.

Yes, it can.

Partial early repayment is made on the basis of the client's written application, provided that the client has no outstanding obligations on the date specified in the client's application, and subject to the availability of funds in the account in an amount sufficient to carry it out. The application must state the client's intention to repay the loan early, indicating the repayment date and the nature of the repayment (full or partial).

Partial early repayment is made on any business day without being tied to the scheduled date of the annuity payment.

Partial early repayment does not include the monthly loan payment.

The option of partial early repayment/full early repayment is free of charge. Transfers are carried out subject to the applicable limits (for example, the Faster Payments System (SBP)). Cash deposit through the cashier is subject to the current tariffs.      

The payment schedule is included in the loan documentation signed by the client. The schedule can also be requested via Uralsib Online.

On the next business day after signing the agreement

Open the Uralsib mobile app and ask your question in the online chat, or call Bank Uralsib's hotline toll-free at 8-800-250-57-57.

Yes, you can.

Yes, it can

Partial early repayment is made on the basis of the Borrower's written application, provided that the Borrower has no outstanding obligations on the date specified in the Borrower's application and that there are sufficient funds in the Account to make such repayment. The application must contain the Borrower's intention to repay the Loan early, indicating the repayment date and the type of repayment (full or partial).

Partial early repayment may be made on any business day without being tied to the scheduled annuity payment date.

Only a Russian Federation passport is required.

Interest for the use of the loan is paid by the Borrower, that is, the buyer—even if they return the product.

The payment will not be made, and the loan will become overdue, i.e. penalties will start to accrue.

The option to make partial/full early repayment is free for the Borrower. Transfers are made in accordance with the applicable limits (for example, the Faster Payments System (SBP)). Depositing funds through the cash desk is subject to the current Tariffs & fees.  

Yes, both credit and installment plans are possible.

If a loan is used, interest will be charged on the cost of the product.

With an installment plan, the customer pays only for the purchase, while the interest is covered by the store's discount.

You can log in to the Uralsib Online web version

https://online.uralsib.ru/login

1. The client may refuse the item and the signed loan on the day of its purchase and signing of the credit agreement, for example, if the loan was arranged first, but at the checkout it turned out that the item was the wrong color, defective, or out of stock.

2. The client may contact the store during the warranty period and request the return of an item of inadequate quality or, within the framework of the Civil Code, return it to the store with reimbursement of the item's amount. In this case, the decision on the return is made by the store itself.

You need to contact the nearest branch of The bank to update your personal data.

If there is no bank branch in your city of residence, contact the Contact Centre by phone and submit a request to change your personal data.

You need to install the Uralsib Online app or follow the link https://online.uralsib.ru/login.

On the day the loan documentation is signed.

You can log in to the web version of "Uralsib Online"

https://online.uralsib.ru/login

The service is arranged on the day the loan agreement is signed. As part of the service, the client receives SMS notifications regarding their loan.

The cost of the service is paid as a one-time fee in accordance with the bank's tariffs & fees.

Cancellation of the service is possible in two ways:

1.       By submitting a relevant application at a bank branch.

2.       By sending a relevant application to the bank’s address via Russian Post.

The template application for cancellation of the “SMS package” service and refund of funds is available in the “Tariffs & fees and documents” section on the bank’s website.

Yes, it is possible. A store employee will inform you of the list of available partner services when you submit a loan application. All services are provided only at your request and are not mandatory.

1. The client may refuse the product and the signed loan agreement on the day of its purchase and signing of the loan agreement, for example, if the loan was initially issued, but at the checkout it turned out that the product was the wrong color, defective, or the product was not available.

2. The client may contact the store during the warranty period and request the return of a product of inadequate quality or, within the framework of the Civil Code, return it to the store with reimbursement of the amount of this product. In this case, the decision on the return is made by the store itself.

Interest for the use of the loan is paid by the Borrower, that is, the buyer — even if they return the product.

To obtain copies of loan documents, the client needs to contact a bank branch. Providing uncertified copies is a free service.

To obtain loan certificates, the client needs to contact a bank branch. 

Please contact the nearest bank branch to update your personal data.

Open the bank's mobile app and ask your question in the online chat, or call the hotline at the toll-free number 8-800-250-57-57.