How to repay a loan early?

Can a loan be repaid early and what are the conditions for early repayment?

Yes, it can.

Partial early repayment is made on the basis of the client's written application, provided that the client has no outstanding obligations on the date specified in the client's application, and subject to the availability of funds in the account in an amount sufficient to carry it out. The application must state the client's intention to repay the loan early, indicating the repayment date and the nature of the repayment (full or partial).

Partial early repayment is made on any business day without being tied to the scheduled date of the annuity payment.

Partial early repayment does not include the monthly loan payment.

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Are there any fees for early loan repayment?

The option of partial early repayment/full early repayment is free of charge. Transfers are carried out subject to the applicable limits (for example, the Faster Payments System (SBP)). Cash deposit through the cashier is subject to the current tariffs.      

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