Can a loan be repaid early and what are the conditions for early repayment?
Yes, it can.
Partial early repayment is made on
the basis of the client's written application, provided that the client has no outstanding obligations
on the date specified in the client's application, and subject to the availability of funds in the account
in an amount sufficient to carry it out. The application must state
the client's intention to repay the loan early, indicating the repayment date
and the nature of the repayment (full or partial).
Partial early repayment is made on any
business day without being tied to the scheduled date of the annuity payment.
Partial early repayment does not
include the monthly loan payment.
The option of partial
early repayment/full early repayment is free of charge.
Transfers are carried out subject to the applicable limits (for example, the Faster Payments System (SBP)).
Cash deposit through the cashier is subject to the current tariffs.