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Can a product purchased on credit be returned?

1. The client may refuse the product and the signed loan agreement on the day of its purchase and signing of the loan agreement, for example, if the loan was initially issued, but at the checkout it turned out that the product was the wrong color, defective, or the product was not available.

2. The client may contact the store during the warranty period and request the return of a product of inadequate quality or, within the framework of the Civil Code, return it to the store with reimbursement of the amount of this product. In this case, the decision on the return is made by the store itself.

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Who pays interest in the event of a product return?

Interest for the use of the loan is paid by the Borrower, that is, the buyer — even if they return the product.

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Where can I obtain copies of loan documents?

To obtain copies of loan documents, the client needs to contact a bank branch. Providing uncertified copies is a free service.

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Where can I get a loan certificate?

To obtain loan certificates, the client needs to contact a bank branch. 

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How can errors in the customer's personal data in POS loan documents be corrected?

Please contact the nearest bank branch to update your personal data.

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What should I do if I did not find the answer to my question?

Open the bank's mobile app and ask your question in the online chat, or call the hotline at the toll-free number 8-800-250-57-57.

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You can always contact us and find out the information you need.

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+7 495 723-77-77

Free across Russia

8 (800) 250-57-57