Questions about Uralsib Bonus

Uralsib Bonus is a loyalty program for holders of the bank's credit and debit cards.

Use your card to pay for purchases, earn bonus rubles, and redeem them in your personal loyalty account for real money or use them to pay for rail and air tickets and other services for travelers

If you have become the holder of a Pribyl debit card or a MIR card, a credit card with cashback, or have purchased a service package, no additional action will be required — the program will be connected to the card automatically.
In other cases:

• log in to Uralsib Online,
• select the card to connect and go to the “About the card” section,
  
• connect the program in the “Management” section.
  

Bonus rubles are accrued for card purchases or purchases made using card details on the internet.

• If you are a holder of the Premium banking service package or Private banking, we will accrue bonus rubles for purchases made with all cards connected to the Uralsib Bonus program;

• If you do not yet have a premium service package, we will accrue bonus rubles in the cashback categories that you choose for the month.

Bonus rubles are not accrued for cash withdrawals and cash deposits via ATMs, transfers to cards and accounts, payment of taxes and fines, insurance premiums and contributions, utility payments, and telecommunication services. The purchase of precious metals, payment of casino bets, and other expenses related to gambling are also not counted. Nor are they accrued for purchases made with the 120 days maximum credit card or the premium MIR Supreme credit card.

The full list of exclusions is available in the Program Rules at bonus.uralsib.ru or on the bank's website in the Tariffs & fees for CBA section.

- Clients holding «Private» and «Private Banking» service packages receive 3% without conditions (maximum 21 000 bonus rubles per month)

- Clients holding «Premium banking» service packages receive:

     3% if the amount of assets in the reporting period exceeded 6 million rubles (maximum 12 000 bonus rubles per month)

     2% if the amount of assets in the reporting period ranged from 2.5 to 6 million rubles (maximum 8 000 bonus rubles per month)

     1% if the amount of assets in the reporting period was less than 2.5 million rubles (maximum 4 000 bonus rubles per month)

-  Other clients – cashback in 3 categories (maximum 3 000 bonus rubles per month, but no more than 1 000 bonus rubles in categories with increased rewards, i.e. in all categories except the «Everything» category).

Additionally, all clients participating in the Uralsib Bonus program may receive, without monthly amount limits, up to 30% cashback for purchases in stores and services available in the Uralsib Bonus personal account in the «Online Partners» section

*Except for the 120 days maximum credit card and the MIR Supreme premium credit card — for these cards, only cashback of up to 30% is available for purchases in the Uralsib Bonus personal account.

More details in the Uralsib Bonus section.

Holders of the 120 Days to the Max card or the MIR Supreme premium credit card can receive cashback of up to 30% in bonus rubles for purchases at partner stores. To do this, go to the store's website via the link from your Uralsib Bonus personal account and pay for the purchase with your card:

How to do it:

Open Uralsib Online, go to your Uralsib Bonus personal account

Select the “Online Partners” section and go to the store using our link

Pay for the purchase with your credit card

Up to 30% of the purchase amount will be returned as bonus rubles to your Uralsib Bonus account

Clients who are registered in the Uralsib Bonus loyalty program through other card products of the bank and already have access to the loyalty personal account and the partner showcase do not need to connect Uralsib Bonus for their 120 Days to the Max cards or the MIR Supreme premium credit card—they already have the option to pay for purchases in the partner showcase. If there are no such cards, you can connect Uralsib Bonus in Uralsib Online in the “Management” section or at a bank branch.

Bonus rubles for the 120 Days to the Max credit cards or the MIR Supreme premium credit card are accrued only for purchases in the “Online Partners” section of the Uralsib Bonus personal account; bonus rubles under the standard terms of the program are not accrued.

Bonus rubles for purchases in categories are credited separately for each transaction. You can view accruals in the "Transaction History" section of your personal account.

Bonus rubles for holders of the "Premium banking" and "Private banking" service packages are credited monthly on the 10th day of the month following the spending month.

Bonus rubles for assets for holders of the "Premium banking" service package are credited as a separate amount on the 26th day of the month following the spending month.

Bonus rubles for purchases from partners in the "Online Partners" section of the loyalty personal account are credited upon confirmation by the partner, on average 45 days after the purchase is made.

On the main screen of your personal account, in the section “Choose what to spend bonus rubles on”, several options are available.

Purchase compensation.

You can get money back for a purchase in the amount of ₽1,500 to ₽50,000 for the previous calendar month. Only the full transaction amount can be compensated; partial compensation is not available.

1.    Go to the “Purchase compensation” section, which displays the full list of purchases eligible for compensation. Purchases marked in gray cannot be compensated — the reason is indicated in gray text.

2. In the filter, select “Available for compensation”.

3. Click the green icon in the line of the selected purchase.

4. Confirm the purchase compensation.

5. The money in the amount of the transaction will be credited to the card account on the next business day. 1 bonus ruble = 1 ₽.

Travel.

Use bonus rubles to pay in full or in part for rail and air tickets, hotel bookings, or car rental.

1. Go to the “Travel” section.

2. Select a ticket, hotel, or rental car.

3. Fill in all required fields.

4. At the payment stage, indicate that you want to use bonus rubles (select the checkbox).

5. Complete the payment and order placement. 1 bonus ruble = 1 ₽.

Exchange for RZHD Bonus points.

Convert bonus rubles into “RZHD Bonus” points — they can then be used to purchase rail tickets or improve the comfort of your trip.

To do this, you need to:

1. In your loyalty personal account, go to the “Partner bonuses” section.

2. Enter the “RZHD Bonus” account number. Bonus rubles can be transferred both to your own account and to the account of your relative or friend.

3. Enter the amount of bonus rubles for exchange (minimum 150 bonus rubles; the bonus ruble amount must be a multiple of 1.5, for example: 150, 225, 300).

Exchange rate: 1.5 bonus rubles = 1 “RZHD Bonus” point.

4. Confirm the transaction.

The bonuses will be credited to the “RZHD Bonus” account within 10 business days.

Yes, bonus rubles have an expiration period of 12 months. If you do not manage to use the bonus rubles within this time, they will expire.

·        The validity period of bonus rubles is 12 months from the accrual date (i.e. bonus rubles that the client has not used within 12 consecutive months after accrual will expire).

·        The remaining balance of bonus rubles in the account is reset in full if, for 6 consecutive months, there have been neither accrual nor debit transactions on the bonus account.

·        If the overdue amount on any credit products exceeds 30 days, the balance of bonus rubles is reset in full. Accrual of bonus rubles will be restored only in the month following the month of full repayment of the overdue debt

When you make a purchase using a bank card, the funds are not debited from the account immediately. At the time of purchase, the amount is blocked on the account to ensure subsequent debiting. The transaction amount is debited from the account only when the bank receives the financial documents from the merchant. Until that moment, no debt arises.

Thus, credit card debt arises only when the transaction amount is debited from the credit limit rather than from your own funds held on the card, and if it is not repaid by you on the same day.

Connect the Uralsib Bonus program, if it is not yet connected, to your payroll card of Bank Uralsib and receive 1% cashback on purchases and up to 30% on purchases from partners!

Log in to Uralsib Online or online banking:

- select the card to connect and go to the "Management" section,

- connect the program in the "Services" section

Connection and participation in the program are completely free of charge.

In the mobile app or Uralsib Online, on the home screen there is a button labeled: "Uralsib Bonus" or with the Bank Uralsib logo and the bonus ruble balance (by clicking it, you will be taken to your personal account in Uralsib Bonus)

In your personal account, you can view the accumulated bonus rubles, the latest credits to the bonus account, the transaction history, compensate purchases, exchange bonus rubles for travel for bonuses or for RZD points, and also make purchases with cashback of up to 30% in the stores and services presented in the "Online Partners" section.