How can bonus rubles be used?

On the main screen of your personal account, in the section “Choose what to spend bonus rubles on”, several options are available.

Purchase compensation.

You can get money back for a purchase in the amount of ₽1,500 to ₽50,000 for the previous calendar month. Only the full transaction amount can be compensated; partial compensation is not available.

1.    Go to the “Purchase compensation” section, which displays the full list of purchases eligible for compensation. Purchases marked in gray cannot be compensated — the reason is indicated in gray text.

2. In the filter, select “Available for compensation”.

3. Click the green icon in the line of the selected purchase.

4. Confirm the purchase compensation.

5. The money in the amount of the transaction will be credited to the card account on the next business day. 1 bonus ruble = 1 ₽.

Travel.

Use bonus rubles to pay in full or in part for rail and air tickets, hotel bookings, or car rental.

1. Go to the “Travel” section.

2. Select a ticket, hotel, or rental car.

3. Fill in all required fields.

4. At the payment stage, indicate that you want to use bonus rubles (select the checkbox).

5. Complete the payment and order placement. 1 bonus ruble = 1 ₽.

Exchange for RZHD Bonus points.

Convert bonus rubles into “RZHD Bonus” points — they can then be used to purchase rail tickets or improve the comfort of your trip.

To do this, you need to:

1. In your loyalty personal account, go to the “Partner bonuses” section.

2. Enter the “RZHD Bonus” account number. Bonus rubles can be transferred both to your own account and to the account of your relative or friend.

3. Enter the amount of bonus rubles for exchange (minimum 150 bonus rubles; the bonus ruble amount must be a multiple of 1.5, for example: 150, 225, 300).

Exchange rate: 1.5 bonus rubles = 1 “RZHD Bonus” point.

4. Confirm the transaction.

The bonuses will be credited to the “RZHD Bonus” account within 10 business days.