Premium banking service package privileges

Clients with the Premium banking service package can receive cashback for taxi, healthcare and beauty services. 

The cashback amount depends on the asset portfolio held with the bank:

• RUB 2,000 if you hold assets from RUB 2.5 million
  
• RUB 3,000 if you hold assets from RUB 6 million
  
• RUB 5,000 if you hold assets from RUB 15 million

Within the monthly cashback limit, you can use taxi, beauty and healthcare services without any limit on the number of services. The funds will be automatically credited back to your premium Mir Supreme card. Cashback is accrued based on the Merchant Category Code (MCC) of merchants. Full list of MCC codes. 

Cashback is refunded monthly on the 26th following the reporting period, subject to meeting the conditions and having an active Premium banking service package. If the 26th falls on a day off, the crediting will take place on the next business day.

For example, if you paid for a taxi ride with your Mir Supreme card on January 10, the trip amount will be credited back to your card account on February 26. 

Assets are funds in bank accounts, as well as funds placed in investment or insurance products of the bank's partners, in Russian rubles or the equivalent in foreign currency (at the Central Bank exchange rate).

How do I open a Premium banking package?

With the Premium banking service package, complimentary visits to business lounges are available:   

• 2 welcome visits when opening the package
• up to 24 visits per year for assets from RUB 2.5 million
  
• up to 36 visits per year for assets from RUB 6 million
  
• unlimited visits for assets from RUB 15 million 
  

The number of complimentary visits is updated by the 26th day of each month following the reporting month. Check the number of complimentary visits only in Uralsib Online in the Premium banking section.

If there are no complimentary visits or not enough of them, the bank will charge the cost of a business lounge visit — RUB 2,315 within Russia and USD 37 at international airports.

For example, 4 complimentary visits are available. During the reporting month, the business lounges were visited 6 times. The bank reimburses 4 visits, and 2 visits are paid separately.

Please note that in the Mir Pass personal account, the status "unlimited" means there are no limits on the number of business lounge visits, not that visits are free of charge. Track the number of complimentary visits in Uralsib Online.  

 We recommend reviewing the business lounge access program in more detail. 

Assets are funds in bank accounts, as well as funds placed in investment or insurance products of the bank's partners, in Russian rubles or the equivalent in foreign currency (at the Central Bank exchange rate). 

How do I open the Premium banking package?

Up to 3% from Uralsib Bonus with the Premium banking service package

Pay for any purchases with a premium card, and we will return cashback of up to 3% of the amount to your bonus account. The cashback rate increases along with your assets:

• 2% cashback is credited if the amount of assets is from RUB 2.5 million.
• 3% cashback is credited for assets from RUB 6 million.  

Bonus rubles can be used to compensate for purchases and receive money back to your account, or to pay for travel services with them. Bonus rubles are credited on the 10th day of each month. Learn more how to use bonuses.

Up to 30% with partners

Receive additional cashback of up to 30% for purchases from our partners. More than 100 online stores and services are waiting for you in the personal account of Uralsib Bonus — choose and save on purchases.

Assets are funds in bank accounts, as well as funds placed in investment or insurance products of the bank's partners, in Russian rubles or the equivalent in foreign currency (at the Central Bank exchange rate).

How to open a Premium banking package?

Place your funds in the bank and receive stable income 

View terms >

With the premium Mir Supreme card, you have access to additional discounts and bonuses from the MIR payment system for travel and comfortable city life.

Mir Supreme cardholders are eligible for increased cashback of 7% for visiting a group of restaurants. Pay at restaurants with your Mir Supreme card and receive up to RUB 5,000 per month. 

You can find out about all discounts and privileges on the privet!) website.

How do I open a Premium banking package?

Top up your Mir Supreme card with no fee:

• At Bank Uralsib ATMs and terminals for any amount, addresses
• At ATMs of any other bank in Russia up to RUB 500,000 per month
  
• Via the Faster Payments System (SBP) to your Uralsib account up to RUB 30 million from other banks
  

You can withdraw cash from the card:

• At Uralsib and partner bank ATMs* – with no fee for any amount in rubles
• At third-party bank ATMs - up to RUB 500,000 per month – no fee is charged; over RUB 500,000 per month – 2%, minimum RUB 299
• At cash withdrawal points of Uralsib and other banks: rubles – 2%, minimum RUB 299; USD/EUR – 5%
  

*Bank partners: (VTB (PJSC), Alfa-Bank and Raiffeisenbank)

How do I open a Premium banking package?

The Premium banking service package provides access to a travel insurance program for the whole family up to 300 000 €, including active recreation.

Insurance coverage territory – worldwide. The number of trips is unlimited. Trip duration – no more than 90 days. Suitable for visa application.

To obtain an insurance policy, please contact your personal manager. The manager's contact details are available in Uralsib Online

You can always count on the professional assistance of your personal manager. The manager's contact details are provided in Uralsib Online in the Premium banking section or on the home page in the "More" section.

For your convenience:

• 24/7 premium Contact Center line: 8 800 250-25-00  
• Priority service at the bank's branches (fast track)
  

Thank you for choosing us!

Transfer to your Uralsib account up to RUB 30 million via the Faster Payments System (SBP) free of charge from other banks. Review the transfer limit plans for transfers to other individuals in Uralsib Online: More > Manage limits. 

You can also transfer money online to more than 150 countries worldwide. To make a transfer, go to Uralsib Online: Payments > Abroad.

By selecting a specific country, you will see the type of transfer available for it: by phone number, card number, or through a money transfer service. The transfer limit depends on the country and the type of transfer. A fee may apply.  

Start investing today in Uralsib Online/Investments section.

Opportunities for you

• Open a brokerage account in Uralsib Online quickly and free of charge 
• Choose what you need: stocks, bonds, exchange-traded fund units, foreign exchange market, IPO
  
• Manage your investments in a convenient and intuitive interface
  
• Stay informed about all important events and trends with a news feed and analytics from the bank's specialists

We have compiled answers for you to most questions: learn all the details here. 

How to install Uralsib Online >

To avoid paying the service fee of 3 000 ₽ per month, it is sufficient to maintain a monthly balance* across all accounts with the bank/the bank’s partners of at least 2.5 million ₽

Example: April 10 an Individual Investment Account (IIA) was opened (hereinafter referred to as IIA) for 1 million ₽; April 20 a savings account was opened for 5 million ₽. Are the free service criteria met in April?

Calculation: 

- IIA as of the last day of the month = 1 million ₽;

- Average monthly account balance = (19 days*0 + 11 days*5 million ₽)/30 = 1.83 million ₽;

- Total: 1 million ₽ + 1.83 million ₽ = 2.836 million ₽ – criteria met.

Track compliance with the free service criteria in Uralsib Online under the  Premium banking section. 

*Funds in cards, deposits, accounts in Russian rubles or the equivalent in foreign currency (at the Central Bank exchange rate) based on the average monthly balance, and funds in the bank’s/the bank’s partners’ investment or insurance products as of the last day of the month.

Install the mobile app and register in Uralsib Online to use all the bank's features. With Uralsib Online, you will be able to:

• Transfer money in a couple of clicks 
  
• Set up automatic payments for mobile services and internet 
• Pay for Housing and Utilities and fines without commission 
• Receive notifications about new bills
• Track your expenses and much more

How to install Uralsib Online >

When ordering a Mir Supreme card within the Premium banking service package, you can choose its type: personalized or instant issuance.

A personalized card is a plastic card with your name on it; its production and delivery take up to 10 days. You can order it on the website and receive it either by delivery or at a Uralsib office.

An instant issuance card will not have your name on it; you can receive it at an office on the day of application or order it on the website with courier delivery the next day.

A premium card can be ordered with delivery to a location convenient for you or to a Uralsib branch. To do this, complete the card application and choose the appropriate receipt method.  

 If you ordered courier delivery, you may be asked to sign documents on paper or electronically in the Uralsib app or on our partner's website www.efr.ru. After the agreement is concluded, you will receive a notification from NCO JSC National Settlement Depository (NSD). This is a requirement of Federal Law No. 211-FZ dated July 20, 2020. In the document, the agreement is referred to as a "financial transaction" and is executed on the EFR website  

The Premium banking service package includes a set of privileges such as special terms for savings accounts and deposits, access to business lounges, travel insurance for trips abroad, cashback for taxi/wellness/medical services payments, and other services provided for by the tariffs. To receive the Service Package, apply for the premium Mir Supreme card

1. Wait for the SMS
   If you chose courier delivery
   You will receive two SMS messages. The first will be from the bank about the application status within 24 hours; we will also send the information to your email. The second will be from the courier service.
   
   If you chose delivery to a branch
   You will receive two SMS messages from the bank. The first will be about the application status within 24 hours. The second will be about the card arriving at the Uralsib branch.
2. Receive the card and sign the documents
   If you chose courier delivery
   A representative of our partner will call you. While you are waiting for the call, it is better to disable your phone assistant and check incoming calls — the number may be marked as spam. Sign the documents provided by the courier.
   At the meeting, you will need your passport and a photo of you holding it — this will confirm that you are the one receiving the card.
   
   If you chose delivery to a branch
   Visit a bank branch and receive your card. Do not forget to bring your passport.
3. Download the app or log in to your personal account
   Follow the link and follow the instructions.
   
   Important:
   — Install the app only from official sources.
   — For quick access, save the password in your browser or password manager.
4. Wait for the card to be activated
   Wait for the SMS confirming card activation within a few hours. Then set your PIN code and use the card.