Free service

To avoid paying the service fee of 3 000 ₽ per month, it is sufficient to maintain a monthly balance* across all accounts with the bank/the bank’s partners of at least 2.5 million ₽

Example: April 10 an Individual Investment Account (IIA) was opened (hereinafter referred to as IIA) for 1 million ₽; April 20 a savings account was opened for 5 million ₽. Are the free service criteria met in April?

Calculation: 

- IIA as of the last day of the month = 1 million ₽;

- Average monthly account balance = (19 days*0 + 11 days*5 million ₽)/30 = 1.83 million ₽;

- Total: 1 million ₽ + 1.83 million ₽ = 2.836 million ₽ – criteria met.

Track compliance with the free service criteria in Uralsib Online under the  Premium banking section. 

*Funds in cards, deposits, accounts in Russian rubles or the equivalent in foreign currency (at the Central Bank exchange rate) based on the average monthly balance, and funds in the bank’s/the bank’s partners’ investment or insurance products as of the last day of the month.