What is the difference between a credit card and a debit card?

The similarity between a credit card and a debit card is that they can be used to pay for purchases, including online in online stores, make card-to-card transfers, between your own accounts and beyond, and withdraw cash.  

A credit card differs from a debit card in that it allows you to use the bank’s money, while a debit card allows you to use only your own funds. In addition, a credit card has an interest-free (grace) period during which you use the bank’s money and do not pay interest for it. 

At the same time, a credit card cannot be used as a payroll card and, unlike a debit card, cannot be linked to a loan or mortgage account as a more convenient way to repay the loan. 

Visually, plastic cards differ not only in design, but also in the words DEBIT and CREDIT printed on the front side, respectively.