How does the grace period work for the "Cashback" credit card?

The interest-free period for the "Cashback" credit card is 2 months, where:

• The first month —  you spend money from the available credit limit. In simple terms, you pay for your usual purchases with the credit card.
• The second month — you repay the full amount that you spent in the previous month.

At the same time, in the second month you can continue using the credit card. These expenses will need to be repaid in the following — third month, and so on.

The payment amount and due date are always available in the app or the web version of Uralsib Online.

Example: On January 1, you used the "Cashback" credit card for the first time and paid for a purchase in a store in the amount of 10 000 rubles. To avoid interest being charged on the purchase, you must return this amount to the account in full by the end of February. 

If you are not ready to repay the debt in full, you can make a minimum payment — 3% of the outstanding debt, at least 300 rubles. In this case, the grace period will be terminated, and interest will be charged on the transactions. 

We also recommend reviewing the list of transactions covered by the interest-free period.