HelpFor individualsLoans and refinancingCash loanWhat is required to obtain a loanI need to send an income document to the bank, how can I do this?

I need to send an income document to the bank, how can I do this?

Income can be confirmed by one of the documents listed below (the document must contain information on income for the last 12 months; if employment is less than 12 months, for the actual period worked):

1. Statement from the Social Fund of Russia — the document can be ordered through the Gosuslugi portal.

Instructions for applications from the mobile app

Instructions for all other applications.

2. Income certificate in The bank form / income certificate in the organization's form — an alternative type of income certificate. You can download the prescribed form via the link and submit it to your accounting department for completion, or provide a certificate on the official letterhead of the organization where you work.

3. Certificate of income and tax amounts of an individual (previously — 2-Personal Income Tax (PIT) certificate) — to obtain the certificate, you need to contact your employer and request the document from the accounting department.

4. Statement for the payroll account — income is taken into account provided that the statement indicates that this is a salary payment.

5. For the “individual entrepreneur” category — statement from the individual entrepreneur's current account with payment purpose, or statement from an individual's account with crediting of income from the individual entrepreneur (the credit must be unambiguously identified as a transfer of the Client's personal funds from the individual entrepreneur example — individual entrepreneur Ivanov I.I. transferred funds to the individual (himself) Ivanov I.I.).

6. For the “pensioner” category — a certificate of the pension amount, or an account statement indicating the amount of pension payments received.

It is sufficient to upload one of the documents specified in items 1–6.

For applications from the mobile app, the income document must be:

·       attached to the application in the mobile app

·       uploaded to the bank's website via the link that will be sent in an SMS message (available for Android versions below 4.76 and for IOS of any version).

For all other applications, the document must be provided to a bank employee or uploaded through the bank's website via the link that will be sent in an SMS message.

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