This is standard practice when an agreement on assignment of rights (cession) is concluded and a loan is transferred from one bank to another. The law does not require any special circumstances for such an assignment.
The transfer of a loan from one bank to another is a lawful and common practice. It does not require any special circumstances or reasons and is not connected with any problems relating to your loan.
The term, interest rate, amount, and payment date, as well as the outstanding debt amount and contract number, remain unchanged.Read about the specifics of loan transfers between banks here:
On what grounds did Tbank sell my loan to Uralsib without my consent
Subject to Article 12 of Federal Law No. 353-FZ, assignment of rights under a loan agreement is permitted unless a federal law or the loan agreement provides otherwise. The borrower's loan agreement does not prohibit the assignment of rights to another creditor. At the same time, obtaining the borrower's separate consent to the assignment of rights is not required if such rights are assigned to a credit institution.
Who should I contact with questions about the loan – T-Bank or Uralsib?
You can ask questions: — in the Uralsib mobile app chat — by calling support at 8 800 250-57-57 or +7 495 723-77-77 if calling from abroad or from Moscow
Will the loan agreement and loan account with T-Bank be closed?
Yes, after the loan is transferred, your agreement and loan account with T-Bank will be closed. Information about the loan will be removed from the T-Bank app and your personal account on the tbank.ru website within 24 hours after the loan is transferred to our bank.
Other T-Bank products and services will continue to operate as before.
