HelpFor individualsCredit cardsCredit card with instant approvalHow does the grace period on the card work?

How does the grace period on the card work?

The grace period lasts two months and operates according to a specific principle. During the first month, you can make purchases and spend funds within the provided credit limit. In the second month, you need to fully repay the amount spent earlier. At the same time, you can continue using the card and making new purchases. They will need to be paid for in the following month.

All information about payment amounts and deadlines is available in the personal account of the mobile app or in the Uralsib Online web version.

If you cannot pay the full amount at once, make minimum payments. They amount to 3% of the debt, but not less than 300 rubles. However, in this case the grace period will end, and interest will be charged on the remaining debt.

We also recommend reviewing the list of transactions covered by the interest-free period.

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