Credit card with instant approval

You can get money back for a purchase in the amount from ₽1,500 to ₽50,000 for the previous calendar month. Only the full transaction amount can be reimbursed; partial reimbursement is not available.

1.    Go to the "Purchase Reimbursement" section, which displays the full list of purchases eligible for reimbursement. Purchases marked in grey cannot be reimbursed — the reason is indicated in grey font.

2. In the filter, select "Available for reimbursement".

3. Click the green icon in the row of the selected purchase.

4. Confirm the purchase reimbursement.

5. The money in the amount of the transaction will be credited to the card account on the next business day.

Before redemption, make sure you have an active card in rubles, connected to the Uralsib Bonus program — according to the program Rules, the funds can only be credited to a card account in rubles. If only your foreign currency cards are connected to the program, the redemption transaction will not go through and the bonus rubles will be returned to your bonus account.

More detailed information about our bonus program can be found here.

The grace period lasts two months and operates according to a specific principle. During the first month, you can make purchases and spend funds within the provided credit limit. In the second month, you need to fully repay the amount spent earlier. At the same time, you can continue using the card and making new purchases. They will need to be paid for in the following month.

All information about payment amounts and deadlines is available in the personal account of the mobile app or in the Uralsib Online web version.

If you cannot pay the full amount at once, make minimum payments. They amount to 3% of the debt, but not less than 300 rubles. However, in this case the grace period will end, and interest will be charged on the remaining debt.

We also recommend reviewing the list of transactions covered by the interest-free period.

The grace period applies to payment for goods and services using the card and its details. The client can also pay for them via QR code using the Faster Payments System (SBP). This method has exceptions.  

The interest-free period also applies to payment of the bank's fees, except for the following transactions: cash withdrawals, transfers, cashless quasi-cash transactions, and transfers via remote banking services.

You can apply for a credit card by filling out the form on the bank's official website or through your Uralsib Online personal account. You can also receive the card at any Uralsib branch. In this case, do not forget to bring your passport with you.

In the mobile app or Uralsib Online, on the home screen there is a button labeled: “Uralsib Bonus” and the Bonus Rubles balance (by clicking it, you will go to your personal account in Uralsib Bonus)

In your personal account, you will be able to view the accumulated bonus rubles, the latest credits to the bonus account, transaction history, compensate purchases, exchange bonus rubles for travel bonuses or for RZD points, as well as make a purchase with cashback of up to 30% in the stores and services presented in the “Online Partners” section.