HelpFor individualsCredit cardsTravel credit cardHow does the grace period work with a travel card?

How does the grace period work with a travel card?

The interest-free period lasts up to four calendar months:

  1. The first three months — you spend money using the card. At the end of each month, make the minimum payment by the last business day of the following calendar month, but not less than 300 rubles
  2. The fourth month — you need to repay the entire remaining amount that you spent in the first three months.

You can check the payment amount and due date in the mobile app or in the Uralsib Online web version.

We recommend reviewing the list of transactions covered by the interest-free period.

Example of using a credit card:

January 1

You used your credit card for the first time and paid 10 000 rubles for plane tickets.

February and March

Make minimum payments — 3% of the outstanding amount, but not less than 300 rubles.

April

Repay the entire remaining amount.

Your payments are returned to the credit limit, and you can use this money again.

Didn't find what you were looking for?

You can always contact us and find out the information you need.

For calls from Moscow

+7 495 723-77-77

Free across Russia

8 (800) 250-57-57