Travel credit card

How does the grace period work with a travel card?

The interest-free period lasts up to four calendar months:

  1. The first three months — you spend money using the card. At the end of each month, make the minimum payment by the last business day of the following calendar month, but not less than 300 rubles
  2. The fourth month — you need to repay the entire remaining amount that you spent in the first three months.

You can check the payment amount and due date in the mobile app or in the Uralsib Online web version.

We recommend reviewing the list of transactions covered by the interest-free period.

Example of using a credit card:

January 1

You used your credit card for the first time and paid 10 000 rubles for plane tickets.

February and March

Make minimum payments — 3% of the outstanding amount, but not less than 300 rubles.

April

Repay the entire remaining amount.

Your payments are returned to the credit limit, and you can use this money again.

Поделиться ответом
How to use a credit card for travel?

A credit card can be used to pay for goods and services, withdraw cash, transfer money from card to card, and repay the bank later. For this purpose, the bank provides a credit limit — an amount of money borrowed on credit. After you repay a certain amount to the bank, you can borrow it from the bank again.

Поделиться ответом
What address is used for delivery of a credit card when courier delivery is selected?

If you choose courier delivery, your card will be delivered to a location convenient for you. The courier service will contact you to confirm the address and a convenient time for card delivery.

Поделиться ответом
When might a travel credit card be needed?

To pay for tickets and accommodation

Rail and air tickets, restaurants, excursions, and other travel expenses. 

For unexpected expenses

For example, unplanned spending on souvenirs or medicines.

For anything

Pay for anything you want with a credit card and receive cashback on goods and services from the bank's partners.

Поделиться ответом

Didn't find what you were looking for?

You can always contact us and find out the information you need.

For calls from Moscow

+7 495 723-77-77

Free across Russia

8 (800) 250-57-57