Yes, you can withdraw cash from any ATMs. However, it is important to understand that in such cases the grace period works differently. It does not apply to cash withdrawals. This means that you will have to repay the bank with interest. At the same time, these conditions will not apply to other purchases.
How will I learn about the bank's decision on my application?
You will receive an SMS notification and an email to your email address with the decision almost immediately after your application is reviewed. In some cases, a Bank Uralsib employee may also contact you by phone.
What is the difference between a credit card and a debit card?
Credit and debit cards have several features in common: they can be used to pay for any purchases, transfer money, and withdraw cash.
At the same time, a debit card allows you to use only your own funds from the account. A credit card provides access to borrowed funds. You can spend them at any time and repay the bank within the grace period so as not to pay interest.
Unlike a debit card, a credit card is not suitable for receiving salary payments and cannot be linked to loan or mortgage accounts.
Visually, the cards differ not only in design, but also in the markings on the front side: debit cards usually say DEBIT, while credit cards say CREDIT.
At Uralsib, you can receive up to 30% cashback. To do this, you need to make purchases from the bank's partners. To do so, follow a few simple steps
1. Go to the "Online Partners" section
Open your Uralsib Bonus personal account and select the "Online Partners" section on the home page.
2. Choose a store
In the selected section, find the desired store and open its card to review the cashback terms.
3. Review the terms
Review the reward terms. Please note the cashback rates for new and existing customers, as well as any possible restrictions.
4. Go to the store's website
First, review the purchase rules. After that, click the "Go to store" button in the opened card.
5. Make a purchase
Place an order on the store's website and pay for it with a Uralsib credit card.
6. Track cashback status
Your purchases and the estimated reward amount will be displayed in the "Transaction History" section under the "Pending accrual from partners" tab.
7. Receive bonuses
You will receive bonus rubles immediately after the partner confirms the purchase. They will appear in the "Transaction History" section under the "Completed" tab.
How to get a credit card without income verification?
You can get a card online via your personal account, mobile app, or the Uralsib Online web version. A courier will deliver the physical card as early as the next day. You can also order a digital credit card in Uralsib Online. It will be available immediately after your application is approved and the documents are signed.
If you do not want to apply online, visit the nearest bank branch. The staff will issue the card on the day of your visit.
