How to close a credit card properly?

To close a credit card, it is not enough to simply block the plastic card. To do this, you need to visit the nearest bank branch and submit an application to close the credit agreement. After that, the credit limit will be reset to zero, and the card will need to be returned to the bank. At the same time, you will need to fully repay the outstanding debt amount together with interest, if it has been accrued. 

You can always check the full outstanding debt amount in the personal account of the mobile app or the web version of Uralsib Online.

The credit card account will be closed 45 days after submitting the application for termination of the credit agreement. After this period expires, you can request a certificate of loan closure from the bank.