How to improve your credit history?

You should think about the quality of your credit history before you plan to apply for a large loan, for example, a mortgage. You can improve your credit history in the following ways: 

1. Take out a small personal loan and repay it without delays. This will prove your solvency. 
2. Get a credit card and use it to pay as often as possible to improve your credit score. The main thing is not to forget to make payments on time. 
3. Take out a microloan and repay it. With this option, it is necessary to choose the MFO carefully: the company must be included in the MFO register of the Bank of Russia. 
4. If you have some spare money, open a deposit with the bank where you plan to borrow in the future. This will improve your reputation