Uralsib Bonus

When you are issued the “Credit Card with cashback”, you automatically become a participant in the program; no additional action is required. 

The validity period of bonus rubles is 12 months from the date of accrual (i.e. bonus rubles that the client has not used within 12 consecutive months after accrual expire). 

The remaining balance of bonus rubles in the account is reset in full if there have been neither accrual nor redemption transactions on the bonus account for 6 consecutive months. 

If the overdue period for any credit products exceeds 30 days, the bonus ruble balance is reset in full. Accrual of bonus rubles will be resumed only in the month following the month of full repayment of the overdue debt. 

Bonus rubles are credited monthly on the 10th day of the month following the month of spending.

Bonus rubles for assets for holders of Premium banking service packages are credited as a separate amount on the 26th day of the month following the month of spending.

cashback for purchases from partners in the "Online Partners" section of the loyalty account is credited upon confirmation by the partner, on average 45 days after the purchase is made.

• Log in to your loyalty account and go to the "Travel for Bonuses" section. 
• Select a ticket, hotel, or car. 

• Fill in all required fields and select additional services. 
• Indicate that bonus rubles will be used to pay for the order. 
• Complete the payment and order processing. 

To pay for the selected service, you can use any bank card, and you can also pay up to 100% of the cost of the selected service with bonus rubles. 

Bonus ruble exchange rate in the "Travel for Bonuses" section: 1 bonus ruble =1 ₽ 

There are three ways to spend bonus rubles: 

• receive cashback in the amount of one of your previous purchases, i.e. compensate for the purchase with bonus rubles
• use bonus rubles for partial or full payment of rail and air tickets, hotel booking, or car rental in the "Travel for Bonuses" section
• exchange bonus rubles for «RZHD Bonus» points – they can be used to purchase rail tickets or improve the comfort of your journey
  

Bonus rubles are credited as a percentage of the total amount spent per month at the rate of 1 bonus ruble = 1 ₽

1% on all purchases with all cards participating in the Uralsib Bonus program

Make purchases during the calendar month, and we will credit 1% of your spending to your bonus account with no additional conditions

up to 30% with partners

Receive up to an additional 30% in bonus rubles at stores and services available in the Uralsib Bonus personal account in the "Online Partners" section

More details in the Uralsib Bonus section.

You can get money back for a purchase in the amount of ₽1,500 to ₽50,000 for the previous calendar month. Only the full transaction amount can be reimbursed; partial reimbursement is not available.

1.    Go to the “Purchase Reimbursement” section, which displays the full list of purchases that meet the reimbursement conditions. Purchases marked in grey cannot be reimbursed — the reason is indicated in grey text.

2. In the filter, select “Available for reimbursement”.

3. Click the green icon in the row of the selected purchase.

4. Confirm the purchase reimbursement.

5. The money in the transaction amount will be credited to the card account on the next business day.

You can learn more about our bonus program here.

In the mobile app or Uralsib Online, on the main screen there is a button labeled: "Uralsib Bonus" or with the Bank Uralsib logo and the Bonus Rubles balance (by clicking it, you will go to the Uralsib Bonus personal account)

In your personal account, you will be able to view your accrued bonus rubles, the latest credits to your bonus account, transaction history, redeem purchases, exchange bonus rubles for travel bonuses or RZHD points, as well as make purchases with cashback of up to 30% in the stores and services presented in the "Online Partners" section.