How is cashback accrued?

On the main screen of your personal account, in the section “Choose what to spend bonus rubles on,” several options are available.

Purchase compensation.

You can get money back for a purchase in the amount of 1,500 to 50,000 ₽ for the previous calendar month. Only the full transaction amount can be compensated; partial compensation is not available.

1.    Go to the “Purchase Compensation” section, which displays the full list of purchases eligible for compensation. Purchases marked in gray cannot be compensated—the reason is indicated in gray font.

2. In the filter, select “Available for compensation”.

3. Click the green icon in the row of the selected purchase.

4. Confirm the purchase compensation.

5. The money in the amount of the transaction will be credited to the card account on the next business day. 1 bonus ruble = 1 ₽.

Travel.

Use bonus rubles for full or partial payment for rail and air tickets, hotel bookings, or car rental.

1. Go to the “Travel” section.

2. Select a ticket, hotel, or rental car.

3. Fill in all required fields.

4. At the payment stage, indicate that you want to use bonus rubles (select the checkbox).

5. Complete the payment and place the order. 1 bonus ruble = 1 ₽.

 Exchange for "RZHD Bonus" points.

Convert bonus rubles into “RZHD Bonus” points—they can then be used for purchasing rail tickets or upgrading the comfort of your trip.

To do this, you need to:

1. In your loyalty personal account, go to the “Partner Bonuses” section.

2. Enter the “RZHD Bonus” account number. Bonus rubles can be transferred both to your own account and to the account of a relative or friend.

3. Enter the amount of bonus rubles to exchange (minimum 150 bonus rubles; the amount of bonus rubles must be a multiple of 1.5, for example: 150, 225, 300).

4. Confirm the transaction

The points will be credited to the “RZHD Bonus” account within 10 business days

Exchange rate: 1.5 bonus rubles = 1 “RZHD Bonus” point.

  You can learn more about our bonus program here.  

There are three ways to spend bonus rubles:

• receive cashback in the amount of one of the purchases made earlier, that is, compensate a purchase with bonus rubles
• use bonus rubles for partial or full payment of rail and air tickets, hotel booking, or car rental in the "Travel for Bonuses" section
• exchange bonus rubles for RZHD Bonus points — they can be used to purchase rail tickets or improve the comfort of your journey
  

3 categories to choose from 

Each month, select and confirm 3 categories out of 5 offered in your Uralsib Bonus personal account in the “Favorite Categories” section and pay for purchases with Uralsib cards. Bonus rubles will be credited immediately after the transaction is processed (on average, this takes about 3 days).

up to 30% with partners

Receive an additional up to 30% in bonus rubles at stores and services available in your Uralsib Bonus personal account in the “Online Partners” section

Learn more in the Uralsib Bonus section.