How does the grace period work?

1. Make regular purchases with your card during the month. The grace period applies to purchase payments. There are exceptions.
2. Pay for them by the end of the following month by topping up your card free of charge.If the debt is repaid in full, no interest will be charged on the credit.
   

It is not necessary to repay the debt in full; you may make only a 3% payment, with a minimum of RUB 300. In this case, the grace period will be canceled.