How can I get the maximum interest on the balance?

To receive interest on the balance on the Pribyl Card, set a PIN code for the card, maintain a balance of up to 1,000,000 rubles during the month, and pay for purchases with the card. Interest will be paid every month on the date the PIN code was set for the card.

How interest on the balance is accrued for the Pribyl Card

1. Activate the card
   On June 21, you received the Pribyl Card and set a PIN code. Now the 21st is the date interest will be paid on the balance of funds in your card. This date will be different for each card.
2. Put money on the card and do not withdraw it
   On June 21, deposit up to 1,000,000 rubles into the account and keep them on the card until July 21.
3. Make purchases
   From July 1 to 31, pay for your regular purchases with the card. To receive the maximum interest on the balance, you need to spend at least 10,000 rubles. In the first month after receiving the card, we will accrue increased interest on the daily balance even if you did not have time to spend 10,000 rubles. In the next month, the interest on the balance will be maximum only if you spend at least 10,000 rubles.
4. Receive interest
   On July 21, we will accrue 12% per annum on the daily balance for the period from June 22 to July 21 in accordance with the tariffs.

What else is important to know

• Payment date

  It is unique for each card and coincides with the date the PIN code was set.
• Interest calculation 
  Calculated daily on the actual balance of funds on the card at the beginning of the day. For example, if the PIN code for the card was set on June 21, the interest period will run from June 22 to July 21 and then on the same dates each month.
• Interest rate

  Depends on the amount of purchases in the previous month and the balance in the account. If the conditions are not met, interest will not be accrued. 
  To receive the maximum rate, two conditions must be met:
  — Purchase amount — at least 10,000 rubles per month.
  — Balance in the card account — up to 1,000,000 rubles. No interest is accrued on any amount above this.
• Interest payment

  Interest is paid to the card account monthly on the date the PIN code was set. The card interest payment date can be viewed in your personal account on the website or in the mobile application.
• Weekends and holidays
  If the payment date falls on a non-working day, interest will be accrued on the nearest business day.
• Interest when closing the card

  If the card is closed before the end of the interest accrual period, interest for an incomplete period will not be paid. For example, if you opened the card on June 21, the card can be closed no earlier than the 22nd of each month in order to receive interest on the balance for the month.