Uralsib Bonus and cashback

The validity period of bonus rubles is 12 months from the accrual date (i.e. bonus rubles that the client has not used within 12 consecutive months after accrual expire).

The remaining balance of bonus rubles in the account is reset in full if there have been neither accrual nor debit transactions on the bonus account for 6 consecutive months. 

If the overdue period on any credit products exceeds 30 days, the bonus ruble balance is reset in full. Accrual of bonus rubles will be resumed only in the month following the month of full repayment of the overdue debt.

3 categories to choose from 

Each month, choose and confirm 3 categories out of 5 offered in your Uralsib Bonus personal account in the “Favorite Categories” section and pay for purchases with Uralsib cards. Bonus rubles will be credited immediately after the transaction is processed (on average, this takes about 3 days).

up to 30% with partners

Receive an additional up to 30% in bonus rubles at stores and services presented in your Uralsib Bonus personal account in the “Online Partners” section

More details in the Uralsib Bonus section.

There are three ways to spend bonus rubles:

·        receive cashback in the amount of one of your completed purchases, that is, compensate a purchase with bonus rubles,

·        use bonus rubles for partial or full payment for rail and air tickets, hotel booking, or car rental in the "Travel for Bonuses" section

·        exchange bonus rubles for RZHD Bonus points — they can be used to purchase rail tickets or enhance the comfort of your journey.

You can get money back for a purchase in the amount from RUB 1,500 to RUB 50,000 for the previous calendar month. Only the full amount of the transaction can be reimbursed; partial reimbursement is not available.

1. Go to the "Purchase Reimbursement" section, which displays the full list of purchases that meet the reimbursement terms. Purchases marked in gray cannot be reimbursed — the reason is indicated in gray font.

2. In the filter, select "Available for reimbursement".

3. Click the green icon in the row of the selected purchase.

4. Confirm the purchase reimbursement.

5. The amount of the transaction will be credited to the card account on the next business day.

1. Log in to your loyalty account and go to the “Travel for Bonuses” section.

2. Select a ticket, hotel, or car.

3. Fill in all required fields and select additional services.

5. Indicate that bonus rubles will be used to pay for the order.

6. Complete the payment and place the order.

You can use any bank card to pay for the selected service, and you can also pay up to 100% of the cost of the selected service with bonus rubles.

Exchange rate for bonus rubles in the “Travel for Bonuses” section: 1 bonus ruble = 1 ₽

In the mobile app or Uralsib Online, the home screen contains a button labeled: «Uralsib Bonus» or the Bank Uralsib logo with the Bonus Rubles balance (by clicking which you will be taken to your Uralsib Bonus personal account)

In your personal account, you can view your accumulated bonus rubles, the latest credits to your bonus account, transaction history, redeem purchases, exchange bonus rubles for travel bonuses or RZD points, as well as make purchases with cashback of up to 30% in the stores and services presented in the «Online Partners» section.

If you have become the holder of a MIR debit  card, no additional actions are required – the Uralsib Bonus program will be connected to the card automatically. If for some reason the program is not connected, then:

·        log in to the mobile app or Uralsib Online

·        select the card to connect and go to the "Management" section

·        connect the program in the "Services" section