In what cases can the bank close a current account?

The bank has the right to close a current account on its own initiative in the following situations:

• the account has a zero or negative balance, and no funds have been credited to it for six months;
• the legal entity is in the process of liquidation.
  

The account may also be closed if the bank has suspicions that the account is being used for suspicious transactions, including possible money laundering. In this case, the bank suspends all transactions and requests documents confirming the legality of the incoming funds. If the client is unable to provide the documents, the account will be closed.

In all cases, except for the liquidation of the organization, the client receives an official notification from the bank. The remaining balance in the account can be transferred to another bank or withdrawn in cash.