Current account for catering businesses

To open an account, an individual entrepreneur only needs to provide a passport. If the account is opened for an LLC, the passport of the head and the company's incorporation documents will be required.

The bank will prepare the remaining documents independently and provide them to you for review and signature.

You can top up your account in several ways:

• transfer money from another sole proprietor or LLC account;
• deposit cash through the bank cashier;
  
• use an Uralsib or partner bank ATM (VTB, Alfa-Bank and others).
  

The law does not limit the number of current accounts that an individual entrepreneur or legal entity may open.

An entrepreneur may open several accounts with one bank or different banks. For example, one bank may offer favorable conditions for transfers, while another may provide convenient cash handling. It is also permitted to open several current accounts within one bank, including Uralsib. This is convenient if the company conducts several types of business activities or operates through branches.

You can check the balance of your current account in several ways:

• go to the app or your personal account — the balance is displayed on the main page;
• call the bank's hotline or visit the nearest branch with your passport;
  
• activate the SMS notification service at a bank branch to automatically receive messages about balance changes.
  

The bank has the right to close a current account on its own initiative in the following situations:

• the account has a zero or negative balance, and no funds have been credited to it for six months;
• the legal entity is in the process of liquidation.
  

The account may also be closed if the bank has suspicions that the account is being used for suspicious transactions, including possible money laundering. In this case, the bank suspends all transactions and requests documents confirming the legality of the incoming funds. If the client is unable to provide the documents, the account will be closed.

In all cases, except for the liquidation of the organization, the client receives an official notification from the bank. The remaining balance in the account can be transferred to another bank or withdrawn in cash.