How does The bank determine that this is a transfer to your own account at another bank without The bank’s fee?

To identify a transfer as a transfer “to yourself” and cancel the transfer fee, Uralsib verifies the matching of:

• The sender’s last name, first name, patronymic, phone number and the recipient’s last name, first name, patronymic, phone number — when making transfers by phone number, including transfers via the Bank of Russia Faster Payments System (SBP).

Uralsib does not charge a fee for a transfer to yourself to another bank by phone number if the recipient’s Full name matches the sender’s Full name and the recipient’s phone number matches the sender’s phone number (specified in the sender’s personal account in Uralsib Online). Changing the sender’s phone number is available in the Uralsib Online personal account (More/My data/Phone number).

• The sender’s last name, first name, patronymic and the recipient’s last name, first name, patronymic — when making transfers using bank details.

At the same time, when arranging a bank transfer using the recipient’s bank details, it is important to follow the sequence of the recipient’s last name, first name, and patronymic. If the sequence does not match (for example, if the recipient’s full name is entered as Regina Petrovna Sidorova instead of Sidorova Regina Petrovna), the transfer fee will be charged.