Voluntary credit life insurance for borrowers of personal loans “Reliable Borrower Protection”

• Basic program: death/disability of group I or II as a result of an accident or illness;
  
• Additional program: Temporary disability as a result of an accident or illness (sick leave); Loss of employment.
  

Insurance benefit amount:

• In the event of death or disability of the insured person, an insurance benefit in the amount of 100% of the insured sum shall be paid.
• In the event of temporary disability of the insured person, an insurance benefit of up to 9 loan payments shall be paid.
  
• In the event of loss of employment by the insured person, an insurance benefit of up to 9 loan payments shall be paid.
  

In the event of an insured event related to life and health, you or your loved ones will not have to think about where to get funds to repay the loan — the insurance company will cover your debt to The bank;

LLC “Inlife Insurance” (LLC IC “URALSIB INSURANCE”)

and 

JSC “Inlife Life Insurance” (JSC IC Uralsib Life)

Participation in the voluntary life insurance program for borrowers of personal loans of PJSC «BANK URALSIB» is voluntary and optional for obtaining a personal loan. Participation or non-participation in the said voluntary insurance program is not a condition for the issuance by PJSC «BANK URALSIB» of a personal loan.

Within the personal lending program, the annual interest rate is reduced during the term of the voluntary life and health insurance agreement that meets the requirements set out below and is concluded by the Borrower together with the Credit Agreement.

The voluntary life and health insurance agreement must:

• Be paid in a lump sum for the entire insurance period,
• Mandatorily include insurance of the Borrower in the event of death and in the event of disability of group 1 or 2 as a result of an accident or illness.
• Fully cover the amount of the principal debt of the loan.
•  Be valid in any territory (contain no exclusions by coverage territory)
  

The fact of concluding the voluntary insurance agreement is confirmed by submitting to the Creditor the agreement and documents confirming payment of the insurance premium.

The interest rate will be increased if the basic program of the voluntary life and health insurance agreement that meets the specified requirements and was concluded together with the Credit Agreement ceases to be effective.

Yes, this option is available.

You need to call +7(495) 723-77-28.

Please note that, under the terms of your loan agreement, if you cancel the insurance policy, the interest rate on the loan may increase.

To cancel the insurance policy, you need to visit a bank branch and submit an application to refuse the service and request a refund.