Credit card with free servicing

A credit card with free servicing is a convenient way to get money from the bank when you need it urgently. For using such a credit card, the bank will not charge a servicing fee.

You can use funds from the credit card for any purpose: purchases in stores and online, cash withdrawals, transfers. When you repay the money spent to the bank, the credit limit is restored, and you can use the bank’s funds again.

You can find out which transactions the grace period applies to via the link.

A credit card can be used to pay for goods and services, withdraw cash, transfer money from card to card, and repay the bank later. For this, the bank provides a credit limit — an amount of money on credit. After you repay a certain amount to the bank, you can borrow it from the bank again.

Only a passport of a citizen of the Russian Federation is required to submit an application.

The grace or interest-free period is the time during which the bank does not charge interest on spending made with a credit card. The interest-free period begins with the first cashless debit transaction in the month.

Interest will be charged:

— for cash withdrawals from a credit card or account

— transfers

— quasi-cash transactions

— payment via Faster Payments System (SBP)

List of organizations for transfers to which interest will be charged on the credit card