Credit card for pensioners

Any citizen of Russia with permanent registration in the territory of the Russian Federation aged 20 to 75 can apply for a credit card.
 

It is important that employment at the most recent place of work is at least 3 months. 

Both employed and unemployed pensioners can apply for a card. If you are not employed, pension payments will be considered as income.

Only a passport is required to submit an application.

A credit card gives access to a credit limit.

A credit limit is the amount within which the bank is ready to provide you with credit. The credit limit is provided for paying for goods or services, cash withdrawals, and card-to-card transfers.

The credit limit is revolving. This means that after you repay some amount to the bank, you can borrow it again from the bank.

Wait for an SMS from Uralsib about the need to set a PIN code for your card.

You can set a PIN code in two ways:

— After registering at online.uralsib.ru or in the bank's mobile app, tap your card on the home screen, select the “About the card” menu item and tap “Change PIN code”

— Call the bank's toll-free hotline from your mobile phone at 8 800 250 57 57 and follow the voice menu prompts

— A courier will deliver your card as early as the next day after you submit your application — on the Uralsib website, in the personal account of the mobile app, or in the Uralsib Online web version. If you applied for a card in your Uralsib Online personal account, you will immediately receive a digital credit card. You will be able to use it to pay for online orders and regular purchases via QR code or MirPay on your Android phone.

— At the nearest Uralsib branch, you can receive your card on the day of application.