How does the grace period on a credit card work?

The interest-free period lasts up to four calendar months:

1. The first three months — you pay for purchases with the card. At the end of each month, make the minimum payment by the last business day of the following calendar month, but not less than 300 rubles
2. The fourth month — you need to repay the entire remaining debt amount that you spent in the first three months.
   

You can view the payment amount and due date in the mobile app or in the Uralsib Online web version.

We recommend reviewing the list of transactions covered by the interest-free period.

Example of using a credit card:

January 1

You used the credit card for the first time and paid 10 000 rubles for plane tickets.

February and March

Make minimum payments — 3% of the debt amount, but not less than 300 rubles.

April

Repay the entire remaining amount.

Your payments are restored to the credit limit, and you can use these funds again.