Which transactions are not covered by the grace period for credit facilities?

The grace period does not apply to:

• cash withdrawals and cash withdrawal fees;
• card transfers and transfer fees;
• cashless quasi-cash transactions and fees for them;
• payment for purchases via QR code from companies on the list;
• cashless transfers through remote banking services.

The grace period applies to:   

• payment for goods and services by card or using its details;
• payment for purchases via QR code through the Faster Payments System (SBP). Exceptions;
• payment of the bank's fee. Exceptions include cash withdrawal fees, quasi-cash transactions, and transfers.