What is the grace period on the card?

The interest-free period on the card is up to 4 months.

During the first three months, you use borrowed funds. At the end of each month, a minimum payment will be generated — it must be paid by the last business day of the following month. In the fourth month, you need to repay the entire remaining debt.

Where can I check the payment amount and due date?

In the personal account of the mobile app or in the Uralsib Online web version.

Example of grace period calculation

You used the Light credit card for the first time on January 1 and paid for a purchase in a store amounting to 10 000 rubles. In February and March, you need to make the minimum payment — 10% of the outstanding debt amount, with a minimum of 2 000 rubles.

In April, you repay the entire remaining debt amount.

At the same time, the presence of a minimum payment does not mean that the interest-free period does not apply. The amount will go toward restoring the credit limit, and these funds will become available again.

In brief

To keep the grace period in effect, pay the minimum payments every month and in the fourth month repay the remaining part of the debt.