Which transactions are not subject to the grace period?

The grace period does not apply to:  

• cash withdrawals and cash withdrawal fees;
  
• card transfers and transfer fees;
  
• cashless quasi-cash transactions and fees for them;
• purchase payment transactions from this list;
• cashless transfers via remote banking services.
  

The grace period applies to payment for:  

• goods and services by card or using its details, except for the exclusion list;
• bank fees, except for cash withdrawal fees, quasi-cash transactions, and transfers.