HelpFor individualsCredit cards120 Days Credit CardInterest-free (grace) period and debt repayment termsHow is the minimum payment calculated for the "120 Days to the Maximum" credit card?

How is the minimum payment calculated for the "120 Days to the Max" credit card?

For credit agreements concluded from 10/18/2021  

The minimum payment is calculated as 3% (minimum RUB 300) of the total outstanding debt as of the end of the last business day of each month + accrued interest on transactions not covered by the grace period and/or accrued interest on purchases if the interest-free period conditions were not met. 

For credit agreements concluded before 10/18/2021  

The minimum payment is calculated as 3% of the total outstanding debt as of the end of the last business day of each month + accrued interest on transactions not covered by the grace period and/or accrued interest on purchases if the interest-free period conditions were not met. 

You will not need to calculate the required payment amount for your credit card every month; the bank will do this automatically. You can check the amount and payment due date in your personal account in the mobile app or the web version of Uralsib Online.

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