How does the grace period work for the "120 Days Maximum" credit card?

The interest-free period for the credit card is 4 months, where:

• The first three months — you spend funds from the available credit limit.  At the same time, at the end of each calendar month, a minimum payment will be generated for you, which must be paid by the last business day of the following calendar month.  
• The fourth calendar month — you repay the entire remaining amount in full.  

The payment amount and due date are always available in the personal account of the mobile app or the Uralsib Online web version.

Example: on January 1, you used the "120 Days Maximum" credit card for the first time and paid for a purchase in a store in the amount of 10 000 rubles.  

In February and March, you need to make the minimum payment — 3% of the outstanding debt amount. The minimum monthly payment amount is 300 rubles.

In April, you need to repay the entire remaining debt amount in full. 

At the same time, the presence of a minimum payment does not mean that the interest-free period does not apply; the amount will go toward restoring the credit limit, and these funds will again be available for use. 

We also recommend reviewing the list of transactions to which the interest-free period does not apply.

Summary: in order for the grace period to continue to apply, you need to make the minimum monthly payments and in the fourth month repay the remaining part of the debt.