How does the grace period work?

1. Make regular purchases with the card for three months. The grace period applies to purchases. There are exceptions.
2. At the end of each month, a payment amount of 3% of the outstanding debt is calculated, minimum RUB 300. The payment must be made during the following month.
   
3. At the end of the third month, the full outstanding amount due for repayment without interest is calculated, which must be paid during the following, fourth month.
   

Until the end of the fourth month, it is not mandatory to fully repay the debt; you may pay only 3%, minimum RUB 300. In this case, the grace period will be cancelled.