Which transactions are not covered by the grace period for crediting?

The grace period for crediting does not apply to the following transactions:

• cash withdrawals and fees for cash withdrawals,
• cashless quasi-cash transactions,
• fees for quasi-cash transactions,
• card transfers - transfer fees,
• cashless transfers through remote banking services.

Accordingly, the grace period for crediting applies to:     

• payment for goods and services using the card or its details,
  
• payment of bank fees, except for fees for cash withdrawals, quasi-cash transactions, and transfers.