Can another person use the card?

Any bank card may be used only by its holder. There are several reasons for this. Transferring the plastic card to another person increases the risk of fraud. The bank cannot unambiguously identify the cardholder’s identity, which may lead to unauthorized transactions.

In addition, transferring the payment instrument to another person means disclosing its personal data, which violates confidentiality rules.

In addition, when applying for the plastic card, the client enters into an agreement with the bank that sets out the terms of its use. One of the clauses usually states that the card is intended for use only by its holder.