Questions about DIA payouts

Entrepreneurs and legal entities – clients of Tavricheskiy Bank (JSC) can open a business account with Bank Uralsib on special terms: six months of free account servicing under the popular Convenient tariff plan and 7% cashback in the categories of Petrol station, fast food, restaurants, cafes, air and rail tickets with a business card from Bank Uralsib. You will receive the account details on the day of application. A bank manager will visit you to sign the documents for opening the account (available for Moscow and the Moscow Region, St. Petersburg and the Leningrad Region). You can view the list of documents and submit an application via the link. 

The Uralsib Business app is available to legal entity clients and offers a wide range of deposits (from classic deposits to deposits with liquidity management options). Under the terms of the Classic deposit, the deposit yield reaches up to 15.40%, depending on the term and the procedure for interest payments.”

PJSC "Bank Uralsib" accepts applications for insurance compensation payments from clients of Tavricheskiy Bank (JSC), whose license was revoked by the Bank of Russia on September 3, 2025. The order revoking the license of JSC "Tavricheskiy Bank" is published on the Bank of Russia website

PJSC "Bank Uralsib" accepts applications for insurance compensation payments from clients of PromTransBank (LLC), whose license was revoked by the Bank of Russia on April 15, 2025. The order revoking the license of LLC "PromTransBank" is published on the Bank of Russia website

After information on the start of payment of insurance compensation is published on the websites of Deposit Insurance Agency (DIA) and Bank of Russia, posted at the bank, or published in a periodical print publication, the depositor must apply in person (or through a representative) to an office of PJSC «BANK URALSIB» or to the Deposit Insurance Agency (DIA).

More details – here.

Applicants shall present the documents established by the compensation payment procedure:

• for a legal entity, an identity document of the person(s) authorized to act on behalf of this legal entity without a power of attorney, solely or jointly;
• when submitting a claim for compensation payment, the representative of the depositor (heir, legal successor of the legal entity) shall provide an application, an identity document, as well as a notarized power of attorney (except for the person(s) authorized to act on behalf of the depositor, their heir, or the legal successor of the legal entity without a power of attorney);
  
• when submitting a claim for compensation payment, the legal successor of the legal entity shall also provide documents confirming the transfer of the right of claim under the deposit to the legal successor.
  

If the applicant's authority is confirmed by the relevant power of attorney, it must be notarized.

Payment of insurance compensation is made in rubles. If the deposit is placed in foreign currency, the amount of compensation is calculated in rubles at the exchange rate set by the Bank of Russia on the date of the insured event.

What should you do if the bank’s obligations to the depositor exceed the maximum amount of insurance compensation (1,400,000 rubles)?

Depositors who, after receiving insurance compensation, still have an unpaid portion of the deposit exceeding the maximum amount of insurance compensation may submit a creditor’s claim to the bank in order to receive the remaining deposit amount during the bank’s bankruptcy proceedings (liquidation).

For this purpose, the depositor (except for the categories of depositors listed below) only needs to complete the section in the compensation payment application regarding inclusion of the bank’s obligations in the register of creditors’ claims.

The following categories of applicants are exceptions:

• heirs (their representatives);
• depositors in respect of whom bankruptcy proceedings have been initiated;
  
• depositors who have escrow accounts opened for settlements under a real estate sale and purchase transaction, or escrow accounts opened for settlements under shared construction participation agreements.
  

Submission of claims by these categories of applicants shall be carried out in accordance with the procedure established by Federal Law No. 127-FZ.

More details – here.

Additional information about the procedure for payment of insurance compensation, the procedure for reviewing creditors' claims, and information about the temporary administration can be obtained via the Deposit Insurance Agency (DIA) hotline Deposit Insurance Agency (DIA) at 8 (800) 200-08-05 (calls within Russia are free), as well as on the Deposit Insurance Agency (DIA) website www.asv.org.ru.

More details – here.

The agent bank pays clients only funds eligible for insurance coverage.  

The bank's insured liabilities include balances in current, settlement, and deposit bank accounts of all individuals, individual entrepreneurs, and certain legal entities (small enterprises and social non-profit organizations of certain legal forms) within the limit of RUB 1.4 million. 

Applications for insurance reimbursement are accepted by PJSC "Bank Uralsib", acting on behalf of the Deposit Insurance Agency (DIA) and at its expense as the agent bank. 

Applications for the return of uninsured funds are not accepted or reviewed by PJSC "Bank Uralsib" as the agent bank. 

To recover such funds, it is necessary to submit a creditor's claim using one of the methods specified on the Agency's website.

List of offices for receiving payouts of Tavricheskiy Bank (JSC) 

The list of offices for receiving payouts of PromTransBank (LLC) can be viewed via the link