What documents are required to open Current Account Services in Zhukovsky?
An individual entrepreneur only needs to present a passport. If the account is being opened for a legal entity, the manager’s passport and a set of constituent documents will be required.
The bank will prepare all other required documents independently. You will only need to review and sign them. This can be done at any bank branch or during a meeting with the organization’s manager.
What should I do if a payment was sent to a closed current account?
If the transfer was sent to a closed account, the bank will not be able to process the transaction and will return the funds. The refund is usually received within 1–3 business days.
If the funds have still not been credited, it is recommended to contact the bank through which the payment was made. Check with the specialists whether the transaction can be cancelled.
How long does it take for funds to be credited to a current account?
The time for funds to be credited to an account may range from several minutes to several business days. Much depends on the type of transfer (within the same bank or between different banks), the time of sending, the payment system used, and other conditions.
When using the Faster Payments System (SBP), funds are credited almost instantly. For standard interbank transfers, the period may be extended to up to 5 business days.
How can I obtain a certificate of active current accounts?
The account holder may obtain a certificate of opened current accounts at a bank branch and through the Remote Banking Service system (Uralsib Online). The document will specify the number of accounts, their opening dates, and the currency.
The service is provided for a fee — the cost is determined depending on the tariff.