In what cases can the bank close an account?

A bank account may be closed for several reasons:

1. No activity: the client has not made any transactions on the account for 6 months;
2. Negative balance and no top-ups: the client has a negative balance or a zero balance, and there have been no top-ups for the last 6 months;
   
3. Suspected money laundering: the bank suspects that the client is using the account for illegal transactions;
   
4. Liquidation: the sole proprietor or legal entity has been liquidated.
   

In all of the above cases, except for the last one, the bank обязательно notifies the client of its decision. If there is money left in the account, it must be transferred to another bank or received in cash.