How many current accounts can be opened with one bank?
The law does not limit the number of current accounts that an individual entrepreneur or legal entity may have. A company or entrepreneur may open several accounts.
This is convenient if one tariff offers favorable conditions for acquiring, while another offers favorable conditions for cash withdrawals and deposits. Additional accounts may also be needed when conducting different types of business activities or having branches. In such cases, the entrepreneur will be able to separate flows across individual accounts
Uralsib offers different tariffs: for начинающих entrepreneurs, more experienced businesspeople, and companies with high turnover. Each tariff differs in the terms for transfers to individuals and legal entities, cash deposit limits, and the cost of business card servicing.
If you find it difficult to decide on a tariff, submit an online application on The bank’s website. Our manager will contact you and select a suitable option free of charge.
How long does it take to open a free current account?
Current Account Services can be arranged in just a few minutes. After you submit your application, a bank representative will contact you to ask a few clarifying questions and arrange a meeting to sign the documents. Immediately after that, you will receive the account details and will be able to carry out some transactions.
To start using the account in full, you need to execute the agreement within 14 business days after submitting the application. The sooner you do this, the sooner you will gain access to all the capabilities of the current account.
Can the bank close a current account on its own initiative?
A credit institution has the right to terminate account servicing in the following situations:
No transactions have been made on the account for six months.
The account has a zero or negative balance, and no funds have been credited to it over the past six months.
The legal entity has been liquidated.
The account may also be closed if the bank has doubts about the legality of the transactions. For example, it may suspect that the account is being used for questionable financial schemes. In that case, the bank will suspend all transactions and request supporting documents. If the client cannot substantiate the source of funds, the bank has the right to close the account.
In all cases (except for the liquidation of the company), the bank notifies the client of its decision. If funds remain in the account, they can be withdrawn. For example, they can be transferred to another account or received in cash.
