In what cases can the bank close a current account?

The bank is entitled to close a client's current account in the following cases:

• the client has not used the account for six months;
• the account has a zero or negative balance, and no funds have been credited to it for six months;
• if the legal entity is in the process of liquidation.

The account may also be closed if the bank suspects money laundering. In such a situation, transactions on the account will first be suspended and documents confirming the legality of the transactions will be requested. If the client is unable to prove the legality of the incoming funds, the bank will close the account.

In all cases except the liquidation of a legal entity, the bank notifies the client of its decision in advance. If funds remain in the account, they must be transferred to another bank or withdrawn in cash.