Current account in Murmansk

An individual entrepreneur must provide the original passport. If you are opening an account for an LLC, the passport of the head and the company's incorporation documents will be required. The bank will prepare the remaining documents independently and provide them to you for review and signature.

Submit an application on the bank's website, specifying your contact phone number. Within a few minutes, you will receive the account details by SMS. These details can be used to sign agreements with counterparties.

After that, wait for a call from the manager with whom you need to agree the details of signing the agreement. This must be done within 14 days. Do not forget to bring the original documents with you.

You can fund the account in one of the following ways:

• transfer funds from the bank account of an individual entrepreneur or LLC;
• deposit cash through the bank's cash desk;
• use Uralsib or partner bank ATMs, such as VTB, Alfa-Bank, and Raiffeisenbank.

You can check the balance of your current account in several ways:

1. In the mobile app or online banking. The home page will display a widget with the current balance. 
2. Through customer support. If you do not have internet access, call the bank’s hotline. 
3. By SMS. If you have enabled the SMS notification service, notifications about balance changes will be sent automatically.

The bank is entitled to close a client's current account in the following cases:

• the client has not used the account for six months;
• the account has a zero or negative balance, and no funds have been credited to it for six months;
• if the legal entity is in the process of liquidation.

The account may also be closed if the bank suspects money laundering. In such a situation, transactions on the account will first be suspended and documents confirming the legality of the transactions will be requested. If the client is unable to prove the legality of the incoming funds, the bank will close the account.

In all cases except the liquidation of a legal entity, the bank notifies the client of its decision in advance. If funds remain in the account, they must be transferred to another bank or withdrawn in cash.