Current account in Makhachkala

An individual entrepreneur only needs to present a passport. Limited liability companies will need the passport of the head of the company and the incorporation documents. The bank will prepare the remaining papers required to open the account independently and provide them to you for review and signature.

If the right to manage funds in the account is transferred to another person, an order or power of attorney granting signing authority and the original passport of the representative are additionally required.

The bank has the right to request other documents within the framework of the requirements of the legislation of the Russian Federation and regulations of the Bank of Russia,  including Federal Law No. 115-FZ.

Yes, an application for current account services may be submitted by any person. However, only the business owner or their representative with a notarized power of attorney may sign the account opening application. The representative may be any person, for example, a relative, executive director, lawyer, or the company's accountant.

The law does not limit the number of current accounts that an individual entrepreneur or legal entity may open.

Companies and individual entrepreneurs are entitled to open several accounts:

• with one bank — if it is necessary to separate funds by type of activity or keep records by branch;
• with different banks — to use the advantages of a particular financial institution.
  

Thus, an entrepreneur may open as many current accounts as needed for convenient business operations and financial accounting.

Uralsib offers several tariffs & fees for different types of business. The client can choose a suitable tariff plan depending on the specifics of their operations.

Main tariff parameters:

• Servicingcost. A fixed monthly fee is charged.
• Transaction fees. The amount depends on the number and type of payments.
  
• Cash withdrawal limits. Different tariffs provide for different restrictions and terms.
  

A detailed description of the tariffs is available on the bank’s official page. There you can compare the terms and choose the best option for your company.

A client can find out the balance and movement of funds in a current account in several ways:

• In the mobile app or online banking. The balance is displayed on the main page. If the app is not available, you can use your personal account via a browser.
  
• Via SMS notifications. If the service is enabled, information about balance changes is received automatically. You can enable SMS notifications at a bank branch.
  
• By calling the hotline. A customer support representative will provide the information after identifying the client.
  
• At a bank branch. To receive the information, you will need to provide your passport.