How long does it take for money to reach a current account?

The transfer speed depends on a number of factors, such as the time of day, the type of transfer, the payment system used, and the nature of the transaction. When using the Faster Payments System (SBP), funds are credited to the account almost instantly, whereas a standard bank transfer is usually credited within a few hours, but in some cases the crediting may take up to 5 days.