How long does it take for funds to be credited to the account?

The time it takes for funds to be credited depends on many factors: time of day, transfer type, and the payment system used. It is also affected by whether the transaction is made within the same bank or between different financial institutions. 

Most often, when using the Faster Payments System (SBP), funds are credited to the account within a few seconds. In rare cases, a standard bank transfer may take up to 5 business days.