Current account for construction companies

Yes, individual entrepreneurs and legal entities can open a second current account. Russian law does not limit their number.

In many cases, a second account is necessary for more convenient business operations. This may be beneficial if you want to use different tariff plans or separate financial flows. To arrange additional Current Account Services, you also need to submit an online application on this page.

To top up your account, you can use several options:

• Transfer money from another bank account of an individual entrepreneur or LLC;
• Deposit cash through the teller at any bank branch;
  
• Use a business card and an Uralsib ATM or a partner bank ATM (VTB, Alfa-Bank, and others).
  

The time it takes for funds to be credited depends on many factors: time of day, transfer type, and the payment system used. It is also affected by whether the transaction is made within the same bank or between different financial institutions. 

Most often, when using the Faster Payments System (SBP), funds are credited to the account within a few seconds. In rare cases, a standard bank transfer may take up to 5 business days.

The holder of a current account can obtain a certificate at a bank branch or through the remote banking service system (Uralsib Online). The document specifies information on open accounts, their opening dates, and currencies. A fee is charged for issuing the certificate in accordance with the current tariff.

If it is important for you to open an account quickly, it is better to choose a bank that offers remote account opening. This will save you significant time. The account details will be available immediately after the application is approved, and they can be used to conclude contracts on the same day. 

At Uralsib, you can open a current account online. It is sufficient to submit an application on the website and wait for a call from a specialist. The application process will take no more than 30 minutes. 

To gain access to all Current Account Services features, you will need to sign an agreement with the bank. This must be done within two weeks after submitting the application.