What determines the acquiring fee for dentistry?

The fee amount is calculated taking into account business turnover, the number of outlets, and the business sector. The fee includes:

• interbank fee (IRF);
• payment system fees;
• processing services;
• equipment maintenance;
• additional expenses.
  

The largest share of the fee is IRF. The acquiring bank transfers it to the card-issuing bank. The IRF rate is affected by:

• Card type. A higher fee is charged for the use of premium cards.
• MCC of the company. Different rates are set for different industries.
• Payment method. Magnetic stripe transactions are more expensive than contactless payments.