Responsible Business. Express.

Civil liability insurance for the operation of buildings / premises.

• Office (administrative) activities;
• shopping malls;
• catering;
• service sector;
• medical and educational activities;
• sports and/or wellness centers;
• fitness clubs.

Insurance term: 1 year (365 calendar days).

Covered risks: the occurrence of civil liability for causing damage to the property, health and/or life of third parties (i.e. insurance compensation may be received by the Insured’s clients/visitors, as well as sole proprietors and legal entities (companies that have suffered damage) not affiliated with the Insured).  

3 insurance cost options:

Deductible (part of the loss amount not reimbursed by the insurer): RUB 15,000 for each insured event.

Limitations:

1. The Policyholder, its owners (and their relatives), and employees may not be beneficiaries. 
2. Damage to property owned by the policyholder (including under lease, leasing, etc.) is not considered an insured event. 
3. Companies engaged in the following types of activities may not be policyholders: warehouses, hotels, management companies, homeowners associations, fire-hazardous production.